Medicare Supplement Plans in Wyoming

There are ten available Medicare Supplement plans in Wyoming. These plans help pay expenses such as copayments, deductibles, and coinsurance that Original Medicare doesn't cover.

• Of all the Medicare Supplement plan options, Cigna's Medicare Supplement Plan G is the most comprehensive plan for a monthly price of $99.06.
• Cigna offers the best Medicare Supplement Plan N rates at $69.03 a month, for those that want the best monthly value without compromising coverage.
• If you are looking for a more affordable option, Cigna's High Deductible Plan G offers low rates of $69.03 per month. You must meet the annual deductible which amounts to $2,700 before this plan covers costs.

Below is a highlight of the features and benefits of each plan.

What's the Best Medicare Supplement Company in Wyoming?

Based on our review of several key factors, Cigna is the best Medicare Supplement company in Wyoming.

While Cigna Medigap plans tend to be more affordable in Wyoming, it's not the only factor when selecting the best Medicare Supplement company. For example, depending on your plan letter of choice, one provider might offer Plan N at a lower cost but may be pricier for Plan G; every insurer has its own set of advantages and drawbacks depending on their levels of coverage. For this reason, Cigna remains our top selection during the review process due to its affordability, expansive range of plan choices, household premium discounts, and high customer satisfaction rates.

This chart compares different Medicare Supplement companies to Cigna that are also available in Wyoming, including sample premiums, ratings, and market share:

For illustrative purposes only: The premiums listed are for a 65-year-old female, non-smoker from a local zip code. Many insurance companies offer household discounts - eligibility for premium discounts can be determined when enrolling in a plan. The AM Best rating determines the financial rating of each carrier. No warranties or guarantees of any kind have been expressed.

How Much Does a Medigap Plan Cost in Wyoming?

The best price for Medicare Supplement Plan G in Wyoming is $99.06 per month with Cigna.

Your age and plan choice will have the most significant impact on your premium.

Here you can see how the prices compare for several different plans:

When Can I Apply for a Wyoming Medicare Supplement Plan?

The Medigap Open Enrollment Period differs from the Medicare Open Enrollment Period. The enrollment period occurs once you have Medicare Part B and are 65 or older. You'll have a six-month window to purchase your Medigap insurance. During this period, you can buy any supplement plan offered by private health insurance companies in Wyoming.

You may or may not be able to buy Medigap after this period. However, your premium will be higher if you can, and you may have to pay more based on your age and pre-existing conditions.

You also have guaranteed issue rights. If your situation changes, the insurer is still required to sell you Medigap insurance without making you wait a period if you have a pre-existing health condition. Changes in the situation can include moving to another state or your Medicare insurance company ending your plan through no fault of your own.

FAQ:

When Can I Change Medigap Plans?

If unsatisfied, you can change your Medigap plan during the six-month open enrollment period, making this an excellent time to compare plan benefits.

After the six-month window, it's more challenging to change your plan unless you meet the guaranteed issue rights. If you don't meet the guaranteed issue rights, you CAN change whenever you want. However, you will be subject to medical underwriting and may not be approved for the new plan, so you will not want to cancel your existing plan until you get notified of approval for the new plan.

Can I Be Denied Medigap Coverage?

You cannot be denied during the six-month enrollment window, but after that, insurance companies have the right to refuse coverage unless you meet guaranteed issued rights.

Ready to Learn More?

We help educate Medicare beneficiaries on their Medigap options and help them go through the process of reviewing and comparing plans. We work with some of the nation's top-rated Medigap carriers. So give us a call today, or request a quote online to learn more about Aetna Medicare Supplement plan G and Mutual of Omaha Medicare Supplement plan G in your state.