Medicare Supplement Plans in Oregon

Medicare Supplement insurance in Oregon is a policy that helps to fill the gaps that Original Medicare (Part A and Part B) cannot. There are ten Medicare Supplement plans available to choose from.

• Of the ten plans offered, Cigna offers the best Medicare Supplement Plan G rates in Oregon, with a monthly rate of $148.68 per month for the most comprehensive coverage.
• We also found Cigna offers the best Medicare Supplement Plan N pricing at $106.28 per month. This plan has the best value for beneficiaries who don’t mind trading certain benefits for lower monthly premiums.
• For those wanting the lowest possible monthly premium, Mutual of Omaha’s High Deductible Medigap Plan G is considerably cheaper at $46.88 per month for the same benefits as Medicare Plan G. Beneficiaries must pay the annual $2,700 deductible before coverage.

Below are highlighted features and benefits of each plan.

What's the Best Medicare Supplement Company in Oregon?

Based on our review of several key factors, Cigna is the best Medicare Supplement company in Oregon.

While Cigna Medigap plans tend to be more affordable in Oregon, it's not the only factor when selecting the best Medicare Supplement company. For example, depending on your plan letter of choice, one provider might offer Plan N at a lower cost but may be pricier for Plan G; every insurer has its own set of advantages and drawbacks depending on their levels of coverage. For this reason, Cigna remains our top selection during the review process due to its affordability, expansive range of plan choices, household premium discounts, and high customer satisfaction rates.

This chart compares different Medicare Supplement companies to Cigna that are also available in Oregon, including sample premiums, ratings, and market share:

For illustrative purposes only: The premiums listed are for a 65-year-old female, non-smoker from a local zip code. Many insurance companies offer household discounts - eligibility for premium discounts can be determined when enrolling in a plan. The AM Best rating determines the financial rating of each carrier. No warranties or guarantees of any kind have been expressed.

How Much Does a Medigap Plan Cost in Oregon?

The best price for Medicare Supplement Plan G in Oregon is $132.33 per month with Cigna.

Your age and plan choice will have the most significant impact on your premium.

Here you can see how the prices compare for several different plans:

When Can I Apply for a Medicare Supplement Plan?

The six-month Medigap Open Enrollment period will be the best time to gain Medicare benefits. During this period, pricing and options from a Medicare insurance company are better.

For age specifics, see below.

– Age 65 or older: Enrollment begins when you have Part B. It can't be changed or repeated.

– Turning 65: On the first day of your birthday month, the six-month period to enroll begins. Enrollment in Part B will be needed.

– Under 65: Enrollment may not be possible. If you have a disease or syndrome, you will qualify for Medicare under the age of 65; if not, some states do require Medigap insurance companies to sell policies. These plans do generally cost more.

If you are receiving Social Security, the SSA will automatically sign you up and handle your enrollment for Medicare Part A and Medicare Part B at the age of 65. The federal Centers operate the Federal Medicare Program for Medicare & Medicaid Services.

Note: You have guaranteed issue rights, so an insurance company can't refuse to sell you a Medigap policy if the following happens:

• A Medicare Advantage Plan leaves Medicare or stops providing in your area.
• You move out of the plan's service area.
• The company drops your plan.

Ready to Learn More?

We help educate Medicare beneficiaries on their Medigap options and help them go through the process of reviewing and comparing plans. We work with some of the nation's top-rated Medigap carriers. So give us a call today, or request a quote online to learn more about Aetna Medicare Supplement plan G and Mutual of Omaha Medicare Supplement plan G in your state.