Best Medicare Supplement Plans in Oklahoma
There are ten Medicare Supplement plans available in Oklahoma. These policies help fill in the gaps that Original Medicare does not cover.
- Of the ten plans available in 2023, Aetna's Plan G, available for only $115.87 a month, it's the best option in terms of price and comprehensive coverage.
- We found Mutual of Omaha offers the best Medicare Supplement Plan N rates at $78.76 per month; for those that want the best monthly value without compromising coverage.
- Mutual of Omaha's version of the High Deductible Plan G is a low-cost option for Medicare beneficiaries, costing only $36.50 per month. The plan provides access to the same benefits as Plan G after you meet the annual deductible of $2,700.
Below are key benefits of Medicare Supplement plans and a list of companies with the most competitive prices.
Aetna Medicare Supplement Plan G
- Aetna's Medicare Plan G is the perfect plan for those who are looking for comprehensive coverage and numerous benefits.
- Aside from the Medicare Part B deductible, this plan pays for many out-of-pocket costs.
With Aetna Medicare Plan G, you can rest assured knowing that your healthcare coverage is comprehensive and provides advantages such as:
- Coverage for Part B excess fees, the Medicare Part A deductible and all coinsurance costs associated with Part B.
- No required referrals.
- Access to any medical provider who accepts Original Medicare.
Monthly Plan Cost: $115.87
*Quotes for a 65 year old non smoking female, in zip code 73001.
Mutual Of Omaha Medicare Supplement Plan N
If you're searching for a policy that's more cost-effective, Mutual Of Omaha Medicare Plan N is a great option. This plan is less expensive than Plans F and G but still provides superior coverage quality.
There are many added benefits to using Mutual Of Omaha Plan N such as:
- Skilled nursing facilities
- $0 Part A deductible
- Foreign travel emergency healthcare
- Maximum $20 copay for office visits
- Maximum $50 copay for an ER visit (waived if admitted)
Out of Pocket Expenses:
- Must pay Part B deductible
- Must pay Part B excess charges
- Must pay copays for office visits and ER visits
Monthly Plan Cost: $78.76
*Quotes for a 65 Year Old non smoking female, in zip code 73001.
Mutual Of Omaha High-Deductible Plan G
- If you're looking for an affordable alternative to the traditional Medicare Supplement Plan G, Mutual Of Omaha High-Deductible Plan G is the ideal choice.
- With this policy, you'll receive the same coverage as Plan G; however, beneficiaries are responsible for paying a deductible of $2,700 prior to accessing benefits.
Monthly Plan Cost: $36.50
*Quotes for a 65 year old non smoking female, in zip code 73001.
Mutual Of Omaha Plan F
- If you are an Oklahoma beneficiary of Original Medicare with a coverage start date before 2020, do not miss the opportunity to benefit from Mutual Of Omaha's Plan F. Not only will this plan maximize your coverage and potentially save you money; it also covers Part A deductible, Medicare Part B deductible and all coinsurances.
Monthly Plan Costs: $132.93
*Quotes for a 65 year old non smoking female, in zip code 73001.
What's the Best Medicare Supplement Company in Oklahoma?
Based on our review of several key factors, Aetna is the best Medicare Supplement company in Oklahoma.
While Aetna Medigap plans tend to be more affordable in Oklahoma, it's not the only factor when selecting the best Medicare Supplement company. For example, depending on your plan letter of choice, one provider might offer Plan N at a lower cost but may be pricier for Plan G; every insurer has its own set of advantages and drawbacks depending on their levels of coverage. For this reason, Aetna remains our top selection during the review process due to its affordability, expansive range of plan choices, household premium discounts, and high customer satisfaction rates.
This chart compares different Medicare Supplement companies to Aetna that are also available in Oklahoma, including sample premiums, ratings, and market share:
Cigna
Market share: 4.38%
Plan G cost: $131.30
Plan N cost: $95.66
Financial strength: A
Mutual of Omaha
Market share: 19.14%
Plan G cost: $129.79
Plan N cost: $83.49
Financial strength: A+
Aetna
Market share: 7.99%
Plan G cost: $115.87
Plan N cost: $78.76
Financial strength: A
United Healthcare
Market share: 18.60%
Plan G cost: $131.60
Plan N cost: $124.44
Financial strength: A
For illustrative purposes only: The premiums listed are for a 65-year-old female, non-smoker from a local zip code. Many insurance companies offer household discounts - eligibility for premium discounts can be determined when enrolling in a plan. The AM Best rating determines the financial rating of each carrier. No warranties or guarantees of any kind have been expressed.
How Much Does a Medigap Plan Cost in Oklahoma?
The best price for Medicare Supplement Plan G in Oklahoma is $115.87 per month with Mutual Of Omaha.
Your age and plan choice will have the most significant impact on your premium.
Here you can see how the prices compare for several different plans:
Medigap Plan
Plan F
Plan G
Plan N
High Deductible G
Plan A
Plan K
Monthly Cost
$132.93
$115.87
$78.76
$36.50
$121.37
$44.29
Plan Popularity in Oklahoma
60%
45%
25%
15%
8%
-1%
When Can I Apply for a Medicare Supplement Plan?
The best time to enroll in a Medigap plan in Oklahoma will be within the six-month Medigap Open Enrollment period to gain Medicare benefits.
During this time, pricing and plan options from a Medicare insurance company will be better for an enrollee. See below for age specifics.
Age 65 or older:
– Enrollment begins when you have Part B.
– It can't be changed or repeated.
Turning 65:
– Enrollment begins the first day of the month of your birthday.
– Enrollment in Part B will be needed.
Under 65:
– Enrollment may not be possible.
– If you have a disease or syndrome, you will qualify for Medicare under the age of 65.
– Some states do require Medigap insurance companies to sell policies that generally cost more.
Enrollment periods do not apply to Medicare supplement plans. They only apply to Part D Plans, Medicare Advantage, aging into the Federal Medicare Program, retiring from group coverage, or when you lose a Medicare Advantage plan.
Note:
You have guaranteed issue rights, so an insurance company can't refuse to sell you a Medigap policy if the following happens:
1. A Medicare Advantage Plan leaves Medicare or stops providing in your area.
2. You move out of the plan's service area.
Ready to Learn More?
We help educate Medicare beneficiaries on their Medigap options and help them go through the process of reviewing and comparing plans. We work with some of the nation's top-rated Medigap carriers. So give us a call today, or request a quote online to learn more about Aetna Medicare Supplement plan G and Mutual of Omaha Medicare Supplement plan G in your state.
For over 15 years, Matt Kiggins has been the senior editor at Senior Life Insurance Plans, giving detailed advice on Medicare, life insurance, and dental coverage to thousands of clients in more than forty states. His demonstrated expertise in assisting people with their health plan selection is remarkable — it’s evident that he stands out among competitors as the go-to source for knowledge and support.
Matt holds a resident 2–15 Florida Health & Life (Including Annuities & Variable Contracts) Agent License in Florida, his state license number is P116762 (Issued 10/1/2007).
Article Resources:
- Mutual of Omaha Medicare Supplement Plans
- Aetna Medicare Supplement Plans
- Cigna Medicare Supplement Plans
- How Much Does a Medigap Plan Cost?
- When Can I Apply for a Medicare Supplement Plan?
- When Can I Change Medigap Plans?
- Can I Be Denied Medigap Coverage?
- CMS Medicare Services
- Oklahoma State Health Insurance Assistance Program
Or enter your zip code to shop online