Best Medicare Supplement Plans in Arizona

Medicare Supplement plans in Arizona help cover medical expenses that the federal government's Medicare plan does not cover.

There are 10 Medicare Supplement plans to choose from. In Arizona, Medicare Supplement Plan G is the best plan for 2022.

Medicare Supplement Insurance Prices in Arizona

The price varies based on the individual’s health condition, age, gender, and tobacco usage.

For example, based on health data, an 80-year-old non-smoking male will probably have a higher premium than a 65-year-old non-smoking female.

65-Year Old Female Non-tobacco

Plan G $105.98 - $236.32

Plan N $85.55 - $182.19

When Can I Apply for Medicare Supplement plan?

Unlike Original Medicare, Medicare Supplement Insurance Plans are available for individuals at any time free of penalty charges. Federal Medicare, Medicare Part D (the Medicare prescription drug plan), and Private Medicare Advantage Plans are restricted by the AEP, or Annual Enrollment Period. AEP runs from October 15 to December 7 each year, and changes you make during that time are effective January 1.

The ideal time to enroll in a Medicare Supplement Plan is in the six months after you turn 65 years old or six months after you enroll in Medicare Part B. If you or your spouse are still working, group coverage through your employer is still applicable, and once it ends you may enroll in Medicare Part B without penalty fees.

The 6-month enrollment period cannot be postponed or repeated. Medicare beneficiaries receive the best rates and plans in these six months regardless of their age or health condition.

Though it’s great to consider a Medicare Supplement Plan at any time, attempting to gain a Medigap Policy outside of open-enrollment periods can result in no guaranteed issue rights, and your insurance provider may ask health questions that could result in the denial of your application or higher premiums.